KrezyPay Business Terms and Conditions

1. Legal Introduction

These Terms and Conditions govern the use of KrezyPay's business services. By using our platform, you agree to comply with all the rules stated herein. KrezyPay is a digital financial platform that facilitates money transfers, digital lending, and other online financial services.

2. Available Services

• Moncash Transfers
• Natcash
• PayPal
• Zelle
• Cryptocurrency (BTC, USDT, ETH, etc.)
• Cash-in / Cash-out via authorized agents
• Digital Loans for individuals and businesses

3. Transaction Liability

KrezyPay is not responsible for any errors, losses, or delays caused by external providers such as Moncash, Zelle, etc. All transactions are carried out at the user's own risk. Users must verify all information before finalizing any transaction.

4. Loan Conditions

• Each loan has a mandatory repayment deadline.
• A penalty of $5 USD per day applies after the due date.
• If delay exceeds 15 days:
  • KrezyPay may publish the borrower’s name or company on social media as a warning.
  • KrezyPay reserves the right to report to financial entities such as banks, cooperatives, or credit bureaus.

5. Identity Verification & Compliance

KrezyPay may require identity documents (KYC) before granting access to services. We comply with international Anti-Money Laundering (AML) laws and fraud prevention practices. Suspicious activities may result in account termination and funds being temporarily or permanently frozen.

6. Data Security & Privacy

KrezyPay uses encryption and secure technologies to protect user data. Your information will never be sold or shared with third parties without your explicit consent. We comply with GDPR and applicable data protection regulations.

7. Account Suspension & Sanctions

KrezyPay reserves the right to:

• Block any account that violates our rules
• Report suspicious activity to legal authorities
• Terminate services for individuals or businesses involved in illegal or unethical practices

8. Acceptance of Terms

By using KrezyPay, you confirm that you have read, understood, and accepted all the terms outlined in this document. You agree to use our services honestly, responsibly, and in good faith.